Bellingham Housing Rehabilitation Program
Bellingham Housing Rehabilitation Program
Funds Available for Home Repairs
The Town of Bellingham is accepting new applications for the Bellingham Housing Rehabilitation Program (BHRP). The Program assists owners of 1- to 4- unit residential properties primarily occupied by low- and moderate-income households to make needed repairs.
Eligible properties can receive up to $50,000 per unit for needed repairs. Eligible repairs include but are not limited to repair or replacement of roofs, plumbing or electric systems, heating systems, windows, doors, siding, accessibility modifications, and energy efficiency improvements such as insulation. All work is completed by licensed and insured contractors that pre-register with the program and are supervised by Bellingham Rehabilitation Program staff.
Assistance is provided in the form of a Deferred Payment Loan (DPL) that is forgivable over a 15-year term. There is never any interest, and no payments are required unless the property is sold, refinanced or beneficial interest in the property transferred in a manner that is not approved by the Town. Beginning on the one-year anniversary of project completion, 1/15th of the loan will be forgiven each year until the entire lien is forgiven at the end of 15 years. The DPL will be secured by a lien filed at the Registry of Deeds.
Household income limits apply. A majority of units in a multi-unit property must be occupied by income-eligible owners or renters.
INCOME LIMITS Number of Persons in Household | ||||||||
Household size | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
Income Limit | $78,300 | $89,500 | $100,700 | $111,850 | $120,800 | $129,750 | $138,700 | $147,650 |
Number of units in a multi-family that must be occupied by income eligible households | ||||||||
Single-Family & Two-Family | Three-Family | Four-Family | ||||||
1 unit | 2 units | 3 units | ||||||
Income limits effective as of June 15, 2022 – modified periodically) | ||||||||
APPLICATIONS ARE AVAILABLE
Download by clicking the link:
Homeowner Application – Link to Application
Program Summary – Link to Program Summary
Available for pick up at the following locations:
Bellingham Senior Center, 40 Blackstone Street
Community Development Office, 2 Mechanic Street (Old Town Hall) Room 2
Contact Information:
Interested homeowners unable to download or pick up an application may call the Community Development Office and request that an application be mailed or emailed to them.
Cathy Bertolet, Program Assistant, BHRP
508-657-2891