Community Development/Housing Rehabilitation

Bellingham Housing Rehabilitation Program Funds Available for Home Repairs

The Town of Bellingham is accepting new applications for the Bellingham Housing Rehabilitation Program (BHRP).
The Program assists owners of 1- to 4-unit residential properties primarily occupied by low- and moderate-income 
households to make needed repairs.

Eligible properties can receive up to $50,000 per unit for needed repairs. 
Eligible repairs include but are not limited to repair or replacement of 

  • roofs
  • plumbing or electric systems
  • heating systems
  • windows
  • doors
  • siding
  • accessibility modifications
  • energy efficiency improvements such as insulation

All work is completed by licensed and insured contractors who pre-register with the program and are supervised by 
Bellingham Rehabilitation Program staff.

Assistance is provided in the form of a Deferred Payment Loan (DPL) that is forgivable over a 15-year term. There is
never any interest, and no payments are required unless the property is sold or refinanced, or unless beneficial interest
in the property is transferred in a manner that is not approved by the Town. Beginning on the one-year anniversary of 
project completion,  1/15th of the loan will be forgiven each year until the entire lien is forgiven at the end of 15 years. 
The DPL will be secured by a lien filed at the Registry of Deeds.

Household income limits apply. A majority of units in a multi-unit property must be occupied by income-eligible
owners or renters.

Income Limits 







Household size (number of persons)12345678
Income limit$78,300$89,500$100,700$111,850$120,800$129,750$138,700$147,650

(Income limits effective as of June 15, 2022 - modified periodically)

Number of units in a multi-family that must be occupied by income-eligible households

Single-Family and Two-FamilyThree-FamilyFour-Family
1 unit2 units3 units


Ways to Apply

Download an application (PDF)
View a summary of the Program (PDF)

Pick up an application at one of the following locations:

Bellingham Senior Center
40 Blackstone Street

Community Development Office
2 Mechanic Street (Old Town Hall)
Room 2

Contact the Community Development Office

Interested homeowners unable to download or pick up an application may contact the Community Development 
Office and request that an application be mailed or emailed to them.

Phone: 508-657-2891
Email Cathy Bertolet, Program Assistant, BHRP